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Whistle Stopper - Financial Peace Revisited
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List Price: $23.95
Our Price: $12.25
Your Save: $ 11.70 ( 49% )
Availability: Usually ships in 24 hours
Manufacturer: Viking Adult
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Average Customer Rating:  
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Binding: Hardcover
Dewey Decimal Number: 332.024
EAN: 9780670032082
ISBN: 0670032085
Label: Viking Adult
Manufacturer: Viking Adult
Number Of Items: 1
Number Of Pages: 352
Publication Date: 2003-01-27
Publisher: Viking Adult
Studio: Viking Adult
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Spotlight customer reviews:
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Customer Rating: 
Summary: Overall Financial Peace View
Comment: This book is a good first step towards Financial Peace. This book explains an overview of Dave's history, and how to find Financial Peace. Ramsey's next book "Total Money Makeover" explains in more detail HOW to find Financial Peace.
This book is written as a high-level primer on how you'll proceed towards a debt-free life. It's not needed if you visit www.daveramsey.com or listen to Dave's radio show, but serves it's purpose.
Customer Rating:
Summary: Ames, your review is ridiculous...
Comment: Ames, your review of Financial Peace is so full of jealousy and resentment it is truly sad.
"When Dave Ramsey can live off of $24,000.00 a year, and have a family, then perhaps I can listen to him." He's actually had to live off less than that in the past and even went bankrupt before he got his act together. So he's walked in your shoes, didn't like how they fit, and decided to DO something about it.
"However, I believe in putting my family first. That does not include getting two or three jobs to pay off debt, and make my family suffer; no way!" Great job, Ames! Way to use your family as an excuse to be lazy and mediocre! By getting out of debt as soon as possible, you ARE putting your family first! Have you ever heard of the notion of "short-term suffering for long-term gain"? Obviously not. Dave isn't saying go get three jobs for the rest of your life and neglect your family. He's saying if you have to get three jobs for six months or a year or two to get out of debt, so be it. So what if you miss out on some time with your kids? Your wife should be their primary caregiver anyway! As the man and head of your household, your primary role is PROVIDER, not loving caregiver. By getting your family out of debt, budgeting, investing, and giving, you're giving your kids an example to follow for the rest of their lives - something far more important than "playtime".
"Dave claims to be a religious man, and if that were the case, he would realize that the Bible says that family comes before the love of money (as well as a few other things)" No, he claims to be a Christian, and all of his ideas and attitudes about money are Biblically sound. Nothing about Dave's plan advocates the love of money. It advocates the responsible stewardship of what God has given us, caring enough about our families to not be broke, and generous giving.
"And finally, the man makes hundreds of thousands a year. I just can't follow the words of someone who does that and expects normal people to live." No, he makes millions a year and he deserves every cent. So you must only follow the advice of "normal" people, right? If two people at the same level just keep taking one another's advice, they'll both stay exactly where they are. An intelligent person finds those who have done better than himself and follows their example. But you just go ahead and keep following the advice of "normal" people - I'm sure you'll keep raking in that $24K a year - hope you're satisfied with that. Nothing about Dave's plan involves being normal or average. Normal people use credit cards. Normal people don't have a clue what discipline and restraint are. Normal people fight about money and get divorced. Sounds great to me, let's all be normal! No thanks, I'd rather live like no one else so that later I can live like no one else!
What it comes down to Ames, is that you don't have the discipline, desire, or sense of responsibility necessary to do anything different from what the average American does. So stay mired in the muck of mediocrity with all the other normal people - I'll be sure to wave to you on my way up to something better for me and my family.
Financial Peace gets 5 stars, Ames' review gets the goose egg.
Customer Rating:
Summary: Must Read!
Comment: I wish I would have read this book twenty years ago! It will be required reading for my kids.
Customer Rating:
Summary: Everyone should read this book
Comment: Great insight into the financial trouble in our country and how we should be managing our finances.
Customer Rating:
Summary: Gain Control of Your Financial Future
Comment: "Since money problems and fights are statistically the biggest problem in marriage, any one of us who is wise will be on guard against these problems and looking for ways to win." ~ pg. 207
After reading Dave Ramsey's "Total Money Makeover," I was interested in seeing what he had to say in "Financial Peace Revisited." My husband and I are reading all his books and so far we have set up a realistic budget and have almost paid off all our credit card debt. It was amazing how fast we got with the program and how quickly it works. My only advice is to give yourself time to adjust to the changes. It took me a few weeks to sit down and type out a budget (my husband initially used the worksheets in the back of the book) but I eventually did and it felt good to be in more control of our finances.
How do you control buying fever?
Can someone really become a millionaire by saving $65 a month?
Could this book really save your marriage?
How can you save money when you have credit card debt?
Are you tired of being a servant to financial institutions?
Where should I invest my money for retirement?
These are the types of questions Dave Ramsey answers...and more. I never thought books on finance could be so fun to read. In this book he also makes investing easy to understand. He gets very excited when talking about mutual funds. Some of the main ideas in this book include plans to deal with unexpected expenses (money in savings and emergency funds) and how to pay off debt quickly.
"On average, cardholders carry a $8,367 balance on their cards from month to month (160 percent increase since the past decade), paying an average 18.3 percent in interest." ~ pg. 73
I've listened to Dave Ramsey's radio show and have always found his advice helpful. I can also highly recommend his books. I also think you would love: The Total Money Makeover: A Proven Plan for Financial Fitness.
~The Rebecca Review
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Editorial Reviews:
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Dave Ramsey knows what it's like to have it all. By age twenty-six, he had established a four-million-dollar real estate portfolio, only to lose it by age thirty. He has since rebuilt his financial life and, through his workshops and his New York Times business bestsellers Financial Peace and More than Enough, he has helped hundreds of thousands of people to understand the forces behind their financial distress and how to set things right-financially, emotionally, and spiritually.
In this new edition of Financial Peace, Ramsey has updated his tactics and philosophy to show even more readers:
€ how to get out of debt and stay out
€ the KISS rule of investing-"Keep It Simple, Stupid"
€ how to use the principle of contentment to guide financial decision making
€ how the flow of money can revolutionize relationships
With practical and easy to follow methods and personal anecdotes, Financial Peace is the road map to personal control, financial security, a new, vital family dynamic, and lifetime peace.
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